Track Your UBL Spending Automatically
Track your UBL Digital spending and cash flows with automated AI clarity.
Upload your UBL Digital PDF statement and see exactly where your salary and expenses go every month in PKR.
How to Track Your UBL (United Bank Limited) Spending with Kepto
Three simple steps. No account linking or sensitive credentials required.
Download e-Statement
Export your monthly PDF or CSV statement from your official UBL (United Bank Limited) banking app or web portal.
Upload to Kepto
Drag and drop your statement file. Kepto reads the statement securely in seconds with zero password requirements.
Get Instant Clarity
See categorized spending (Food, Rent, Bills, Petrol), track personal transfers, and view your monthly net cash flow.
How to Download Your UBL (United Bank Limited) Statement PDF
Open UBL Digital App
Log in to your UBL Digital mobile app and tap on your account.
Go to Account Statement
Select Statement, choose your monthly period, and tap Export to PDF.
Upload to Kepto
Upload the downloaded PDF into Kepto to see your full visual dashboard.
Why UBL (United Bank Limited) Users Prefer Kepto
Tailored for the Pakistani banking and economic landscape.
Raast & IBFT Transfer Detection
Separates genuine vendor spending from Raast and 1LINK peer transfers automatically.
Utility & Bill Categorization
Auto-sorts K-Electric, LESCO, SSGC, Nayatel, and SNGPL payments made via UBL Digital.
Monthly Cash Flow Reports
Track monthly savings rates, total inflow credits, and outgoing debit trends.
Frequently Asked Questions for UBL (United Bank Limited) Customers
Does Kepto support UBL Omni accounts?
Yes, standard statement exports from UBL Omni and branchless accounts are supported.