Upload your bank statement — from HBL, UBL, Meezan, or Easypaisa. Kepto reads every transaction, categorizes it automatically, and shows you exactly where your money is going.
14-day Pro trial included · No credit card required
Total Spending
Rs. 47,850
12 transactions synced · HBL Current Account
Works with your bank
No manual entry. No spreadsheets. Just upload and let Kepto do the work.
Step 01
Export a PDF or Excel file from your bank's app or online portal. HBL, UBL, Meezan, Easypaisa, and 6 more are supported out of the box.
Step 02
Gemini AI scans every transaction — including Urdu descriptions, wallet transfers, and bank-specific formats — and maps each one to the right category.
Step 03
See monthly breakdowns, spot trends, calculate your Zakat obligation, and export clean reports — all in one place.
Built specifically for the Pakistani banking ecosystem — with all the nuances that come with it.
Works with HBL, UBL, MCB, Meezan Bank, Bank Alfalah, Standard Chartered, Easypaisa, JazzCash, SadaPay, and NayaPay — no bank API needed.
Gemini 1.5 Flash understands Pakistani merchant names, Urdu transaction descriptions, and wallet top-ups. Disagree with a category? Fix it in one click.
Monthly breakdowns, category drill-downs, top merchants, and savings trends over time. Finally know where every rupee actually goes.
Kepto calculates your estimated Zakat obligation based on your savings and yearly spending history — so you can give with clarity and confidence.
Export filtered transaction reports as PDF or CSV for your accountant, tax records, or personal filing. Available on the Pro plan.
Your data is never shared, never sold. Row-level security in the database means only you can ever access your transactions — by design.
Start free. Upgrade when you're ready. Every paid plan starts with a 14-day Pro trial — no card needed.
Free
Rs. 0
Free forever
Basic
Rs. 4,000/yr
Rs. 333/mo · billed annually
Pro
Rs. 9,600/yr
Rs. 800/mo · billed annually
All plans include AI categorization, multi-bank import, and secure private storage.
Cancel anytime. No hidden fees. No lock-in.