Track customer credit (Udhar), send 1-tap polite WhatsApp payment reminders with your Raast IBAN, and reconcile your physical cash till alongside your business bank accounts.
Wholesale & Retail · Lahore
Cash in Till (Galla)
Rs. 84,500
Customer Udhar
Rs. 248,000
Supplier Invoices
Rs. 115,000
Net Margin
+22.4%
Tariq Mahmood & Bros
Overdue: Rs. 35,000 · Net 15
Reconciles with all Pakistani Commercial Banks, Wallets & Cash Drawers
No foreign accounting jargon. No multi-screen clutter. Pure counter speed designed for the Pakistani market.
Stop awkward debt chasing and endless phone calls. Send polite, culturally dignified payment statements in Urdu or English directly to your customer's WhatsApp with 1 tap.
Reconcile physical cash at the shop counter alongside your commercial accounts (Meezan, HBL, Bank Alfalah, SadaBiz) in one unified dashboard.
Anticipate cash crunches before they happen. Kepto models local market cycles to calculate your required working capital safety net.
Hand clean, organized data to your accountant in seconds. Export structured statements formatted for Pakistani tax reporting.
See how Kepto compares to traditional paper registers and foreign desktop accounting software.
| Capability | Paper Register (Bahi Khata) | Foreign Software (QuickBooks) | Kepto Business |
|---|---|---|---|
| Shop Counter Speed | Slow manual register book lookup | Complex multi-screen desktop forms | Under 3 taps on mobile at the counter |
| WhatsApp Payment Reminders | Awkward manual calls / texts | No native Pakistani WhatsApp links | 1-Tap polite Urdu & English statements |
| Instant Raast IBAN Collection | Manual slip writing / verbal IBAN | Stripe / PayPal only (Unsupported in PK) | Embedded Meezan, HBL & Raast IBANs |
| Cash Till (Galla) + Bank Sync | Manual day-end cash tallying | Complex accrual journal entries | Unified physical cash & bank account P&L |
| Pakistani Bank & Wallet Support | None | Zero Pakistani bank statement parsing | Meezan, HBL, Alfalah, SadaBiz, JazzCash |
| Pricing & Billing | Register books | $30 - $70 USD / month (Heavy forex) | Transparent PKR pricing with 14-day trial |
Everything you need to run your business with total clarity. Try free for 14 days with zero risk.
Billed annually at Rs. 29,999/year (Save Rs. 30,000/yr vs standard monthly) · Limited to launch window
Direct Return on Investment: Recovering just one overdue Rs. 5,000 customer Udhar pays for your Kepto Business subscription for two full months.
No credit card required · Instant setup in under 30 seconds
Common questions about Kepto Business, Raast payments, and data privacy.
When viewing any customer's Khata balance, tap 'Send WhatsApp Reminder'. Kepto automatically generates a polite, professional payment statement in your choice of Urdu or English, pre-filled with the exact balance owed, transaction breakdown, and your verified Raast IBAN or receiving bank details so the customer can pay immediately via 1Link or Raast.
Yes. Over 85% of Pakistani merchants operate Kepto Business exclusively on mobile phones. Every screen, customer drawer, and Khata entry form is engineered for fast one-handed thumb interaction (minimum 44px touch targets and numeric mobile keypads) so you can record transactions in under 3 taps while attending to a customer.
Strictly separate. Kepto provides isolated multi-tenant workspaces. Your personal household budgeting and family expenses remain private in your Personal Workspace, while your business Khata, cash till (galla), and commercial bank accounts live in your Business Workspace with zero cross-contamination.
Kepto Business supports all major Pakistani commercial banks (Meezan Bank, HBL, Bank Alfalah, MCB, Faysal Bank, UBL, Standard Chartered) and digital merchant accounts (SadaBiz, NayaPay, JazzCash Business, Easypaisa Merchant). You can also maintain unlimited physical cash drawers (Galla).
Yes. You can export clean, structured CSV and PDF reports of your customer ledgers, sales, expenses, and supplier payables in 1 click. Your tax consultant can use these records directly for annual FBR income tax and sales tax filing.
Join hundreds of Pakistani shopkeepers, traders, agencies, and clinics tracking daily Khata and cash flow with Kepto.